Regardless of the huge amount of money you are earning, without proper personal finance management, you will eventually lose all you have. It is very vital to ascertain the sources of money and the amount of money, which is coming in and how much money is being spent and on what heads. And individuals, who [...]
Personal Investment Tips
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A snapshot of the US in numbers
303,824,640 is the total population 155,200,000 is the total labor force $48,000 is the gross domestic product 20% of households have received practically all of the wage increases since 1975 $810 billion is the merchandise trade deficit 35.5% of Americans work in managerial, professional, and technical fields 24.8% of Americans work in sales and offices [...]
Individual Voluntary Arrangements
I came across an interesting website today about a process in the United Kingdom called Individual Voluntary Arrangements. They’re a debt solution and from what I can tell there isn’t really anything like it in Canada. If you get a chance check it out the site. A few of the good bits are as follows: [...]
Mortgage rates on the rise again
That’s what the Montreal Gazette is saying today. Apparently a new survey done this year shows that 1 in 5 Canadian homebuyers feel ok with their current debt levels – but another increase in interest rates could make things tough for a lot of Canadians. The Canada Mortgage and Housing Corporation ended up surveying over [...]
Does Cancelling Your Credit Card Have a Negative Effect on Your Credit Score?
The short answer is yes – cancelling a credit card can have a negative effect on your credit score. Let us look into why this can happen. Then we will explore reasons why you still might want to close that credit card account. Erasing Good History If you close a credit card account, even if [...]
Nursing site
A friend of mine pointed me in the direction of this great nursing website in Australia called NurseUncut. It looks like they have a well used forum and there are also great articles. Here are a few that I noticed on the site today: Did Bristol Palin make Teenage Pregnancy Cool? 5 Truths About Working [...]
Long Overdue Update from Trade Alliance Meeting Association
Wow! I’ll tell you what a couple weeks I had. As all my subscribers know from the e-letters I send out I was once again off to Nova Scotia for the 4th Annual TAMA Summit, and I will tell you, this year was no let down. First and foremost, thank you to my host Peter [...]
Trade Analysts Forecasting Drop in Interest Rate Despite Opposition
It came as no surprise that Canada’s top financial analysts are projecting a drop in interest rates, but what is surprising is the timing of the announcement. Richard Darginson, a local expert, was not alone in voicing his amazement. ”I have been in the business a long time and I am surprised by this.”
Less Spending By Consumers is the Result of Economic Slump
A new report released today suggests that the recent economic recession may be linked to less spending by consumers. “This isn’t the type of conclusion we just like to throw out there,” said economic assessment adjustor, Juan Ricardo, “but, this type of information will have a big impact on confidence and it couldn’t come at [...]
Finance Analysts Project Increase in GDP in First Quarter
Remind you, they are realists (should you suggest different). Canadian Analysts from the esteemed Hansgood Economic School have released their latest report and things are looking up, well kinda at least. “We don’t want to take the role of John H. Goodnews,” remarked Tim Harsgroove, “but our findings suggests that Canada’s GDP may start to [...]